Privacy Policy

1.1   We are committed to safeguarding the privacy of our website visitors; in this policy we explain how we will treat your personal information.

1.2   By using our website and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy, or you must not use it.

1.3 All rights reserved.

(a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website; and

(b) all the copyright and other intellectual property rights in our website and the material on our website are reserved.

(c) you may only use our website for your own personal purposes, and you must not use our website for any other purposes.

(d) no part of content produced by T.M. Caruana may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law. For permission requests, write to the publisher at info@tmcaruana.com

(e) this website may contain copyright free stock imaged allowed for commercial use. If you wish to use these pictures you must ensure you have the permission from the originator. Please read more about third party relationships in paragraph 11 in this policy.

1.4 You must be at least 18 years of age (or have permission by your guardian) to use our website; by using our website, you warrant and represent to us that you agree to this Privacy Policy and that you are at least 18 years of age (or have permission by your guardian to use this website).

1.5 You must not use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website.

1.6 You must not use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

1.7 You must not use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

1.8 You must not access or otherwise interact with our website using any robot, spider or other automated means.

1.9 You must not use data collected from our website to contact individuals, companies or other persons or entities.